Credit Card Processing Tips and Tricks

Jeff Kohl


Recent Posts

4 min read

New Guide for B2B Payments - Understanding Level 3 Processing

By Jeff Kohl on Apr 16, 2021 4:07:08 PM

APS Payments has published a free Guide to B2B Payments and Integrated Level 3 Processing to help business-to-business (B2B) merchants understand the benefits of Level 3 processing. 

The B2B payment industry is unique from business-to-consumer (B2C) payments, and the needs of B2B-driven organizations have evolved through the years. As many businesses have learned, it pays to understand and take advantage of Level 3 processing for B2B payment transactions. 

Maybe you’re wondering how to improve cash flow - taking advantage of Level 3 rates can help!

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5 min read

Why ACH is Better Than Paper Checks for B2B Payments

By Jeff Kohl on Feb 19, 2021 12:06:08 PM

It has been nearly a year now since many businesses left the office in response to COVID-19. Since then, all business leaders have been trying to figure out how to improve their processes and operations while their workforce continues to work remotely.

One of the biggest hurdles that many B2B companies face is the ability to accept and process payments quickly. 

Savvy B2B business leaders are turning to ACH as a solution… but is that the right solution for your company? Read on to learn why ACH is better than paper checks. 

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4 min read

Keeping Ahead of the Payments Curve – 2021 Payment Trends

By Jeff Kohl on Feb 1, 2021 11:48:19 AM

2020 was a year filled with disruption. Businesses everywhere needed to adapt to shutdowns, shift their operations to a remote workforce, and rethink long-standing business processes. 

From new standards in customer experience to new technologies to sweeping industry change.  The payment industry was no exception.

There were many ways the B2B and B2C businesses adapted to the “New Normal” this last year.  The question remains – which of the many 2020 payment trends we identified last year are making the jump to 2021 and beyond?

The APS Payments team has identified some of the top payment trends in 2021.  Let’s explore six of these payment trends below.  

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4 min read

Avoid Downtime on Black Friday Payments 2020

By Jeff Kohl on Nov 2, 2020 5:54:19 PM

Is your eCommerce, Brick-and-Mortar, or B2B store prepared for the 2020 holiday season?

Customers and merchants in 2020 face a new, unprecedented environment. Nationwide shutdowns and work from home (WFH) operations have caused digital purchasing and payment methods to skyrocket.

This unique situation can serve as both a challenge and an opportunity for merchants, and gains made during the holiday months could help recoup profits lost during the shutdown earlier this year.

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6 min read

What is FinTech? FinTech B2B Payments and B2C Payments Explained

By Jeff Kohl on Aug 27, 2020 12:09:33 PM

FinTech B2B Payments are impacting how businesses and consumers pay, store, move, save, borrow, invest, and protect money.

If you have made a payment using your phone, transferred money using an app, or checked an invoice or bank statement online then you already have experience in the FinTech industry. 

FinTech is fast-becoming the new normal. Payments industry trends such as moving to cashless and electronic payments along with the rise of eCommerce and mobile transactions are all being propelled quickly forward by the “FinTech revolution”. In this past year, many companies have faced COVID-19 cash flow challenges and need to transform their payment systems in the “new normal” of remote work. FinTech, however, is quickly becoming the “new normal” of business, impacting how merchants and consumers pay, store, move, save, borrow, invest, and protect money.

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6 min read

Why B2B Cashless Payments Are Being Accelerated due to COVID-19

By Jeff Kohl on Aug 10, 2020 2:51:44 PM

How is COVID-19 impacting B2B payment trends? 

The payments industry is trending towards cashless and electronic payments along with the rise of eCommerce, mobile transactions, and more. In this past year, many companies have faced new challenges because of COVID-19 and need to transform their payment systems in the “new normal” of remote work

Although the trend towards digital payments has been steadily increasing, the coronavirus pandemic of 2020 is accelerating the shift to a cashless society. Merchants of all kinds are asking not only how to adapt to the current needs of the market, but also what this means for their financial future. How will the events of this year affect 2021 and beyond?

In this blog, we will detail the implications for merchants in a cashless economy, the benefits for B2B businesses, and how omni-channel and digital payment solutions help maintain cash flow, increase efficiency, and save money.            

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6 min read

What is an All-In-One Merchant Services Payments Provider?

By Jeff Kohl on Jul 24, 2020 2:50:24 PM

The payment industry is a complicated industry that is constantly changing, upgrading, and evolving. In the past few years, the financial industry has seen the rise of eCommerce, mobile transactions, and much more. In this past year, many companies have faced major challenges and changes due to COVID-19 and need updates to their payment systems in the “new normal” of remote work

As you and many other businesses look to simplify their processing, all-in-one payment solutions are becoming more readily available. They provide flexible and comprehensive coverage for any merchant. Every day, merchants are switching to all-in-one payment providers to streamline workflows, save money, and have a partner in the industry they trust. In this blog, we will detail exactly what an “All-in-One” payments provider is, and why having one will set your business up for years of success. 

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5 min read

Overcoming Contactless Payment Challenges in the New Normal

By Jeff Kohl on Jul 15, 2020 4:51:43 PM

It’s Not Just You – Businesses Across the Globe Are Reporting Recent Payment Challenges

Buyers and suppliers in 2020 face a new, unprecedented environment. Due to widespread shutdowns and work from home (WFH) operations, the use of electronic purchasing and payment methods is skyrocketing. Many companies are struggling to adjust to the new normal.

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6 min read

How B2B Businesses Adapt with Integrated Payments During COVID-19

By Jeff Kohl on May 15, 2020 12:00:00 PM

Many companies are facing new financial hardships due to unforeseen consequences of the COVID-19 virus.  Businesses are facing the new normal: remote work, 100% digital, and paperless. 

Your business needs the right tools and business software that enable you to connect to the cloud and run operations in a remote way - along with: shared activity management, paperless invoicing, and security in omni-channel online payments. 

We recently published resources for businesses affected by COVID-19, and below we expand further on the specific ways B2B businesses can best adapt, survive, and even thrive with new solutions and lower costs. This time is both a challenge and an opportunity for the decision makers in B2B sales channels, and these strategies will launch you into success not just during this time period but for the long term. 

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4 min read

Buyer's Guide for Merchants Explains Omni-Channel Integrated Payments

By Jeff Kohl on May 5, 2020 7:31:15 PM

APS Payments has published a free Merchant’s Guide to Integrated Payment Processing to outline how payment processing works and help businesses select the best payments provider for their needs. With COVID-19 and social distancing guidelines in place, businesses have to adapt and innovate quickly - some more than others. In order to help maintain cash flow during this time, integrated and omni-channel payment solutions are no longer a nice to have, and instead have become a must have solution.  

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