Credit Card Processing Tips and Tricks

Patty Benitez


Recent Posts

3 min read

Acumatica Manufacturing Deep Dive, Accounts Receivable and Payment Automation for B2B

By Patty Benitez on Apr 23, 2019 1:46:18 PM

Complimentary Webinar

Date: Thursday, May 16, 2019 

Time: 11 AM PT / 2 PM ET 

REGISTER

Join Jessica Gadbois, Pre-Sales Engineer for the Acumatica Manufacturing Edition along with YayPay and APS Payments to learn how to automate manufacturing, accounts receivable and payments.

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7 min read

Top 12 Features to Look for in an Integrated Credit Card Processor

By Patty Benitez on Mar 28, 2019 11:03:00 AM

How to find the best integrated credit card processor for your business 


As a merchant, you know the importance of getting the most out of your credit card processing and merchant services provider.  You may have already discovered there is a lot to consider when looking for the best integrated credit card processor for your business. Most merchants agree that it is important to get the best rates but there is a lot more to consider. If you ever had a bad experience with a disreputable credit card processor, you know it is also important to work with a processing solution that you can trust. Savvy merchants know to avoid companies with aggressive and misleading sales tactics, deceptive rate quotes, confusing merchant statements, long-term contracts, cancellation penalties, manual processes, and/or horrible customer service. More than that, merchants need their merchant service provider to be their trusted friend and guide through the payments industry. With that in mind, APS Payments would like to present the top 12 traits of the best processors so that you can always be informed and attentive.

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2 min read

APS Payments Sage 300 Integrated Processing Silver Sponsorship at TPAC 2019

By Patty Benitez on Mar 25, 2019 4:22:24 PM

As the leading Sage 300 integrated payment processing solution, we are excited to be a Silver Sponsor at the upcoming Third Party Advantage Conference 2019. This TPAC conference is dedicated to showcasing third-party solutions for Sage 300. Collaborate and network with Sage 300 employees, customers, business partners, and development partners on Sunday, March 31 to Tuesday, April 2, 2019. The 17th annual TPAC will be held at the miraculously beautiful Sheraton on the Falls, Niagara Falls, Ontario.

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3 min read

Sage 100 Integrated Payment Processing and Document Management

By Patty Benitez on Mar 7, 2019 6:53:37 PM

APS Payments and DSD help enhance Sage 100 credit card processing with automation and effortless document management

Sage 100 customers now have a simple and secure way to integrate payment processing and document management. Our team developed APS ClickToPay for Sage 100 companies who want to offer flexibility in online payments with eInvoicing functionality.  Even better, APS ClickToPay works seamlessly with DSD InstaDocs for document management.  

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2 min read

Acumatica Credit Card Processing: How to Automate Payments

By Patty Benitez on Mar 7, 2019 1:13:09 PM

If you are using Acumatica, there is a simple and secure way to automate billing and get paid faster. APS ClickToPay is a perfect solution for any company that wants to get paid faster.   Stop wasting time with manual based payment collection and automate this process with APS ClickToPay.

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2 min read

Leading Payment Processing Provider Gets a Fresh New Look

By Patty Benitez on Jan 8, 2019 6:45:24 PM

As we head into the new year, we reflect on our successes and share gratitude with our customers and partners who have  helped us along the way. Your business has truly been a gift. We are excited to announce that our American Payment Solutions (APS) and North American Payment Solutions (NAPS) brands have a fresh new look in 2019. The brand change is one part of a  transition that we are making to combine our two companies into one name for our global brand. APS and NAPS have been combined into one easily recognizable brand - APS Payments.

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5 min read

4 Tips to Understanding Merchant Statement Fees

By Patty Benitez on Nov 26, 2018 3:23:31 PM

Understand how you can reduce merchant statement fees and save money!

Are you getting the best rates with your merchant services provider?  How would you know?  As a merchant, you have options when it comes to merchant service providers. The cost of processing credit cards can get out of hand if you are not able to keep a close eye on your monthly merchant statement. If you think your monthly credit card processing merchant statements are confusing, you are not alone. It is very possible that your merchant statement is confusing by design. If you look into your processing fees and start rate shopping, you might find some good reasons to switch to another processor.

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3 min read

Switch to APS for Sage 100 Credit Card Processing and We’ll Pay You!

By Patty Benitez on Nov 20, 2018 2:48:28 PM

APS will Pay the Cancellation Fees for Sage 100 Credit Card Processing Up to $500.

If you are like most Sage 100 merchants we talk to, you may feel like you are doomed to pay high credit card processing fees.  You might not always keep a close eye on your merchant statements because they are designed to be confusing. That is why our experts at APS Payments (APS) are eager to help with a free merchant statement analysis.  We will show you where you are paying too much, go through every line, and carefully explain every fee. You will see exactly how much you can expect to save by switching to our service. We are so confident that you will benefit from our APS service that we promise to pay up to $500* to help cover your cancellation fees.  

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5 min read

What is Level 3 Credit Card Processing?

By Patty Benitez on Nov 7, 2018 1:05:51 PM

How can my business benefit from Level 3 processing?  

One common question that our team at American Payment Solutions (APS) receives from many merchants is, “What is the difference between Level 1, Level 2, and Level 3 processing?”

Selecting the right processing level for your business simply requires understanding how much data you are able to provide about your transactions. The more data provided to Mastercard and Visa, the higher the savings.  Offering more data results in added security and protection from fraud as well as lower credit card transaction fees. As explained below, Level 3 processing provides the best security and requires the most data.

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3 min read

New PCI DSS Compliance Evaluation Tool to Help with Data Security

By Patty Benitez on Oct 22, 2018 3:51:36 PM

Just this summer, the PCI Security Standards Council (PCI SSC) released a new Data Security Essentials Evaluation Tool that helps small merchants assess security practices and evaluate how they are addressing potential security risks. This tool is an easy-to-use guide made to help you assess your PCI DSS compliance evaluation and security policy for 2018 and 2019. The tool walks you through a series of questions based on your specific method of collecting payments and individual payment environment. The purpose of the tool is to inform you of any security breaches made possible by the way that you process and store credit card data. Once you answer the series of questions, you will have clear and workable suggestions for data security improvements for improved PCI DSS compliance.

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