Credit Card Processing Tips and Tricks

9 min read

APS Payments Outlines How Businesses are Innovating Due to COVID-19

By Jeff Kohl on Apr 6, 2020 3:13:10 PM

Operating a business can be hard and the COVID-19 virus (also known as Coronavirus) has made things more challenging than ever with at least 311 million people in at least 41 states being urged to stay at home, and about 30 percent of American’s unable to work from home. The last few weeks have been a whirlwind for us all; changing how we are living, working and communicating around the globe.

Our world shifted quickly, according to PYMNTS reports, just a month ago, we were all in our offices, kids were in school, grocery stores still had toilet paper and small businesses were still open and not stressed about how they were going to keep employees on payroll and re-open their doors. Flash forward to today, businesses are mandating employees work from home and halting all business travel. More and more cities, states and countries are quarantining their citizens to their homes, only allowing people to leave for essential reasons like groceries and medical care.

In this blog, we are recapping inspiring ways businesses are adapting to the new demands on their organizations and exploring the best tools for this difficult period, so you too might be inspired to innovate, adapt, and overcome during this time of uncertainty.   

Continue Reading
3 min read

New APS Payments ClickToPay Functionality Now Available

By Patty Benitez on Feb 10, 2020 8:30:00 AM

Simple, Convenient, Secure. 

Could your business benefit from faster payments, easier invoicing, and happier clients? Do your customers demand modern solutions, multiple payment methods, or user-friendly online payment portals? 

Merchants can now take advantage of the latest updates to one of our most successful and most requested features, APS ClickToPay, across multiple ERP platforms, including Acumatica, Sage, and SAP Business One.  All platforms with APS ClickToPay will benefit from the new enhancements and updates recently released.

Continue Reading
4 min read

The 3 Biggest Benefits of Integrated Payment Processing

By Jeff Kohl on Dec 27, 2019 8:45:00 AM

Merchants today are savvy and know the importance of getting the best deal they can for payment processing.  What many merchants fail to realize is how critical integrated payment processing can be to streamline workflows and save money. There’s no easier or better way to improve your bottom line than implementing an integrated payments solution that works with the business systems you already use today.

Integrated payments enables you to save time and money, benefit from Level 3 discounted rates for B2B transactions, and provide an omni-channel processing environment.

Continue Reading
5 min read

How to Avoid Payment Downtime on Black Friday and Cyber Monday

By Jeff Kohl on Nov 21, 2019 10:43:29 AM

Is your brick-and-mortar or eCommerce store prepared for the onslaught of customers during these three days? The best way to prepare your business for any challenge is by equipping yourself with information. One of the most important component of your Black Friday/Cyber Monday plans may be your credit card processing solution.  Is your business ready?

Continue Reading
5 min read

PCI Compliance in 2020 made easy with our PCI Compliance Calendar

By Jeff Kohl on Oct 31, 2019 4:35:07 PM

 

PCI Compliance is important to maintain year round, at all times. Any gap in PCI Compliance designation is a major liability for your business. Non-compliance can lead to many different consequences such as monthly penalties, data breaches, legal action, damaged reputation, and even revenue loss. Achieving and maintaining PCI Compliance, however, can be complicated and time consuming when not working with a payment processing expert that you can trust. APS Payments strives to make PCI compliance as simple as possible for our merchants and partners. Here is a quick checklist in addition to this post to make sure you are getting started on your PCI Compliance for 2020 the right way. 

Continue Reading
3 min read

Why Customer Service is Important in Payment Processing

By Jeff Kohl on Oct 17, 2019 11:28:35 AM



When it comes to business, there is nothing more important than providing the best customer experience for your customers. Many companies do the job when it comes to signing clients but do they go the distance when it comes to customer service to retain their clients? Almost half of U.S. consumers have deserted a purchase due to poor or lack of customer service. Many times, the customer gets a robot teller and menu that is difficult to navigate or even get placed on hold for an excruciating amount of time. This can obviously lead to great frustration and make clients walk away from your business. Customer service can end up making or breaking a company or organization. When selecting a merchant service provider you want to select one that provides live 24/7 support to fulfill requests or to answer questions and get any inquiry resolved quickly and painlessly. It is important to have a payments provider who is there when you need them.
APS Payments 24/7 Live Support is there when you need it, so you can run your business efficiently . Our commitment to transparency and the dedication of our payments expert to answer fully answer any question you may have sets us apart!

Continue Reading
5 min read

2020 Payment Trends to Watch

By Jeff Kohl on Oct 4, 2019 2:48:32 PM


The Financial services and Payment industry are constantly changing and evolving. In the past couple of decades alone, we have seen the payments world transform rapidly with the rise of eCommerce, mobile transactions, and many more innovations that has revolutionized the way businesses process payments. It is a trend that will continue well into 2020 and beyond. As there are many trends to watch that are happening in the world of payments, the APS Payments team has made it easy for you to understand the top 2020 payment trends coming your way!

Continue Reading
3 min read

5 Consequences to PCI Non-Compliance

By Jeff Kohl on Sep 7, 2019 12:30:00 PM

What are the consequences for merchants if they are not PCI DSS compliant? 

PCI-DSS compliance can be difficult and time consuming to accomplish without the right guidance or help provided to you and your business. The Payment Card Industry Data Security Standard (PCI DSS) is a set of security standards that help keep you and your business safe from a breach in the system, which could be costly. Being PCI compliant not only gives peace of mind but it makes your business stronger and more secure. Trying to attempt the complicated process on your own can, in some cases, steer a business down the path of being PCI Non-Compliant. This leaves your company and clients at risk in multiple ways, as this blog will demonstrate. Non-compliance can lead to many different consequences such as monthly penalties, data breaches, legal action, damaged reputation, and even revenue loss.

Continue Reading
9 min read

The Who's Who of Payment Processing

By Jeff Kohl on Aug 19, 2019 11:40:59 AM

Do you understand who is involved in processing a credit card transaction?

There are many relationships within the payment card industry. We recently shared with you our list of the top 40 credit card processing terms and explanations because we believe that informed merchants are better equipped to find the best payment solutions for their business. Knowing and understanding the players of the credit card processing industry will similarly equip you and your business for success.

Maybe you already know that merchant service providers provide the same type of service as banks, but often do it with better customer service and support, with lower rates, and better prices on credit card processing equipment. Maybe you have no idea what the difference is between an issuing or acquiring bank, or between an ISO, MSP, PSP, and a processor. If you need guidance in the payment industry, APS Payments is here to help.

There are a lot of moving parts with each credit card transaction with many parties involved. In this blog, we will start by covering the terms used to describe the players behind the scenes in the payment industry. Next, we will walk you through the process of a single credit card transaction to fully understand how those players work together to process your payment.

Continue Reading
8 min read

Understanding Pricing Structures for Payment Processing Rates

By Jeff Kohl on Aug 9, 2019 6:14:56 PM

Uncover the Hidden Costs on your Merchant Statements and Find the Right Credit Card Processing Provider 

Choosing the wrong credit card processing service provider is a costly mistake - but one that can be easily avoided with the right knowledge and guidance. Hidden costs on your merchant statements make the selection process complicated. Small businesses have tight margins and need to cut costs wherever they can so it is obvious that they would benefit from simple and efficient billing processes. In order to arm you with the knowledge you need when evaluating payment processing solutions, this article provides three major tips for understanding how merchant statements work.

Continue Reading