Credit Card Processing Tips and Tricks

8 min read

Understanding Pricing Structures for Payment Processing Rates

By Jeff Kohl on Aug 9, 2019 6:14:56 PM

Uncover the Hidden Costs on your Merchant Statements and Find the Right Credit Card Processing Provider 

Choosing the wrong credit card processing service provider is a costly mistake - but one that can be easily avoided with the right knowledge and guidance. Hidden costs on your merchant statements make the selection process complicated. Small businesses have tight margins and need to cut costs wherever they can so it is obvious that they would benefit from simple and efficient billing processes. In order to arm you with the knowledge you need when evaluating payment processing solutions, this article provides three major tips for understanding how merchant statements work.

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4 min read

Acumatica Acquired by EQT - Key Facts Recap

By Patty Benitez on Jul 12, 2019 10:25:26 AM

In June 2019, we learned that one of our fastest growing credit card processing ERP integration partners, Acumatica, is going to be acquired by EQT Partners, a leading investment firm with $45B of assets. In the Acumatica Press Release, this acquisition is “through an investment vehicle owned by the same holding company that holds IFS AB (Industrial and Financial Systems). To further reinforce this coalition, following the closing of the transaction Jonas Persson will serve as chairman for both companies. IFS, the global enterprise applications company, and Acumatica, the world’s fastest-growing Cloud ERP provider, will serve growth industries such as manufacturing, distribution, construction, service, energy and A&D, while competing directly with SAP, Oracle, Microsoft, Infor, and Sage among others.”

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3 min read

3 Reasons Why APS Payments is AccountMate’s Preferred Payment Solution

By Candra Rader on Jun 6, 2019 7:25:00 AM

APS Payments was honored with the AccountMate Vertical Solution Partner Outstanding Partnering Award in 2018 for many reasons. APS Payments offers the only fully integrated AccountMate Level 3 credit card processing solution. The APS Payments and MKT credit card integration offers added functionality and several key features that increase the speed in which AccountMate users process payments, eliminate compliance issues, and drastically lower costs through Level 3 credit card processing.  Get data off your local servers, automate your payments to save time, eliminate double entry, reduce your risk with tokenized protection for private data via the APSPAYS vault, and Level 3 processing that can help you save thousands of dollars on transaction fees. Our APS Payments experts are standing by to advise your business on the best steps forward for your organization.

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3 min read

Learn about Integrated Payments for Hotels at AAHOA 2019

By Candra Rader on Apr 23, 2019 3:47:03 PM

Whether you are a property management group or internal accounting, you need to view real-time information for specific properties and locations, departments, and more.  Hotels need to synchronize the data between multiple systems including hotel stores, fitness centers, casinos and/or other entities. It is critical for hotel businesses to automate processes with Property Management Systems (PMS) that also integrate with payment software for hotels to get the best rates and increase efficiency.

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7 min read

Top 12 Features to Look for in an Integrated Credit Card Processor

By Patty Benitez on Mar 28, 2019 8:03:00 AM

How to find the best integrated credit card processor for your business 


As a merchant, you know the importance of getting the most out of your credit card processing and merchant services provider.  You may have already discovered there is a lot to consider when looking for the best integrated credit card processor for your business. Most merchants agree that it is important to get the best rates but there is a lot more to consider. If you ever had a bad experience with a disreputable credit card processor, you know it is also important to work with a processing solution that you can trust. Savvy merchants know to avoid companies with aggressive and misleading sales tactics, deceptive rate quotes, confusing merchant statements, long-term contracts, cancellation penalties, manual processes, and/or horrible customer service. More than that, merchants need their merchant service provider to be their trusted friend and guide through the payments industry. With that in mind, APS Payments would like to present the top 12 traits of the best processors so that you can always be informed and attentive.

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2 min read

Acumatica Credit Card Processing: How to Automate Payments

By Patty Benitez on Mar 7, 2019 10:13:09 AM

If you are using Acumatica, there is a simple and secure way to automate billing and get paid faster. APS ClickToPay is a perfect solution for any company that wants to get paid faster.   Stop wasting time with manual based payment collection and automate this process with APS ClickToPay.

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4 min read

4 Tips to Understanding Merchant Statement Fees

By Patty Benitez on Nov 26, 2018 12:23:31 PM

Understand how you can reduce merchant statement fees and save money!

Are you getting the best rates with your merchant services provider?  How would you know?  As a merchant, you have options when it comes to merchant service providers. The cost of processing credit cards can get out of hand if you are not able to keep a close eye on your monthly merchant statement. If you think your monthly credit card processing merchant statements are confusing, you are not alone. It is very possible that your merchant statement is confusing by design. If you look into your processing fees and start rate shopping, you might find some good reasons to switch to another processor.

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5 min read

What is Level 3 Credit Card Processing?

By Patty Benitez on Nov 7, 2018 10:05:51 AM

How can my business benefit from Level 3 processing?  

One common question that our team at American Payment Solutions (APS) receives from many merchants is, “What is the difference between Level 1, Level 2, and Level 3 processing?”

Selecting the right processing level for your business simply requires understanding how much data you are able to provide about your transactions. The more data provided to Mastercard and Visa, the higher the savings.  Offering more data results in added security and protection from fraud as well as lower credit card transaction fees. As explained below, Level 3 processing provides the best security and requires the most data.

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3 min read

Exciting Raffles Announced for Each 2018 Acumatica Road Show Location

By Patty Benitez on Oct 3, 2018 11:57:35 AM

$7500 CASH! American Payment Solutions (APS), the leading integrated Acumatica payment processing solution and sponsor of 2018 Acumatica R2 Roadshows, Partners with Multiple Industry Leaders, Gives Attendees Multiple Opportunities for Cash prizes

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2 min read

ClickToPay:  Sage 100cloud Payment Processing and Repetitive Invoice Entry

By Patty Benitez on Sep 25, 2018 11:06:55 AM

APS-clicktopay-roundedge-buttonService related companies may have a service contract, whereby a customer pays for recurring services.  If you are using Sage 100cloud there is an easy way to set-up repetitive invoice entry for your customers depending on the billing cycle (weekly, monthly, quarterly etc.)  Sage 100cloud users have the option of collecting payment for ALL invoices with Sage 100 ClickToPay Payment Processing.

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