Credit Card Processing Tips and Tricks

2 min read

Acumatica Credit Card Processing: How to Automate Payments

By Ben Weiss on Mar 7, 2019 1:13:09 PM

If you are using Acumatica, there is a simple and secure way to automate billing and get paid faster. APS ClickToPay is a perfect solution for any company that wants to get paid faster.   Stop wasting time with manual based payment collection and automate this process with APS ClickToPay.

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2 min read

Leading Payment Processing Provider Gets a Fresh New Look

By Ben Weiss on Jan 8, 2019 6:45:24 PM

As we head into the new year, we reflect on our successes and share gratitude with our customers and partners who have  helped us along the way. Your business has truly been a gift. We are excited to announce that our American Payment Solutions (APS) and North American Payment Solutions (NAPS) brands have a fresh new look in 2019. The brand change is one part of a  transition that we are making to combine our two companies into one name for our global brand. APS and NAPS have been combined into one easily recognizable brand - APS Payments.

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3 min read

New PCI DSS Compliance Evaluation Tool to Help with Data Security

By Ben Weiss on Oct 22, 2018 3:51:36 PM

Just this summer, the PCI Security Standards Council (PCI SSC) released a new Data Security Essentials Evaluation Tool that helps small merchants assess security practices and evaluate how they are addressing potential security risks. This tool is an easy-to-use guide made to help you assess your PCI DSS compliance evaluation and security policy for 2018 and 2019. The tool walks you through a series of questions based on your specific method of collecting payments and individual payment environment. The purpose of the tool is to inform you of any security breaches made possible by the way that you process and store credit card data. Once you answer the series of questions, you will have clear and workable suggestions for data security improvements for improved PCI DSS compliance.

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3 min read

Exciting Raffles Announced for Each 2018 Acumatica Road Show Location

By Ben Weiss on Oct 3, 2018 2:57:35 PM

$7500 CASH! American Payment Solutions (APS), the leading integrated Acumatica payment processing solution and sponsor of 2018 Acumatica R2 Roadshows, Partners with Multiple Industry Leaders, Gives Attendees Multiple Opportunities for Cash prizes

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2 min read

ClickToPay:  Sage 100cloud Payment Processing and Repetitive Invoice Entry

By Ben Weiss on Sep 25, 2018 2:06:55 PM

APS-clicktopay-roundedge-buttonService related companies may have a service contract, whereby a customer pays for recurring services.  If you are using Sage 100cloud there is an easy way to set-up repetitive invoice entry for your customers depending on the billing cycle (weekly, monthly, quarterly etc.)  Sage 100cloud users have the option of collecting payment for ALL invoices with Sage 100 ClickToPay Payment Processing.

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3 min read

Sage 100cloud Integrated Payments

By Ben Weiss on Aug 6, 2018 3:44:24 PM

5 Ways to Save and Get Paid Faster With Sage 100cloud Integrated Payments

 

 

Accepting credit cards is an essential part of doing business.  The trick is to get the lowest credit card processing rate possible and make it as easy as possible for the customer to pay.  Here are three ways to save money and get paid faster with Sage 100cloud integrated payments:

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4 min read

Why Migrate from SSL and Upgrade TLS to 1.2 or Higher?

By Ben Weiss on Jul 17, 2018 3:42:30 PM

These days most consumers feel confident using credit cards online through e-commerce shopping carts and transacting personal data with businesses. Since businesses are entrusted with consumer confidence and personal data, it’s vital to protect this data from cyber-attacks. When it comes to credit card processing, it requires constant oversight to protect their customer data and avoid becoming victimized by persistent criminals. This article is to inform you about why you need to migrate from SSL and upgrade to TLS v1.2 or higher for secure and compliant credit card payment processing.  

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3 min read

Sage 100 Level 3 Credit Card Processing

By Ben Weiss on Jul 2, 2018 9:28:00 AM

Use Sage 100 level 3 credit card processing when accepting credit card payments to significantly reduce processing fees.

It's easy to accept electronic payments, it's more challenging to reduce fees.  Our team at APS works diligently to get you the lowest credit card processing rates. We offer integrated Sage 100 Level 3 credit card processing in addition to our other level 3 ERP integrations. Our Sage 100 PCI-compliant security solutions feature point-to-point encryption (P2PE), tokenization, and our APSPAYS Vault, eliminating card data that typically would be stored on a local server. 

We also walk our merchants through the PCI Compliance Self-Assessment Questionnaire (SAQ), eliminating the Non-PCI Compliance Fee most merchants pay every month. 

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4 min read

Is Your Business Ready for the Future of PCI Compliant Credit Card Processing?

By Ben Weiss on Jun 21, 2018 9:51:04 PM

 7 Growing Credit Card Processing Trends Transforming the Payments Industry 

  1. In-store mobile payments are expected to overtake credit cards and grow from $75 billion to $503 billion in 2020
  2. The top mobile wallets used at small and medium businesses are Apple Pay (16.6%), Google Wallet (516.0%), Android Pay (%11.3%), and Samsung Pay (8.2%).
  3. The top 3 payment methods of online shoppers are credit cards (42%), electronic payment (39%), and debit cards (28%).
  4. There will be 27.7 million mPOS devices in circulation in the U.S. by 2021, an increase from 3.2. million in 2014.
  5. Over the next 5 years, blockchain technology is expected to reduce the costs of accounting reconciliation by 70% and compliance costs by 30-50%.
  6. Enhanced customer experience is the future of payments, as more than 60% of Millennial and Gen Z consumers are willing to share their bank account credentials with third parties.
  7. Biometric authentication such as fingerprint ID and facial recognition will be used in more than 18 billion transactions by 2021.

Source:  http://paymentsjournal.com/7-trends-for-the-future-of-payment-processing/.

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3 min read

Sage 100 TLS 1.2. PCI Compliance

By Ben Weiss on Jun 13, 2018 12:52:43 PM

Our Sage 100 credit card processing integrations team works diligently to help keep our merchants’ data safe. For Sage 100 merchant processors, this means we need to ensure all our customers are following the PCI-DSS Regulations. On June 30th 2018, TLS 1.0, SSL V3 will no longer be a PCI approved method of running transactions. To maintain PCI Compliance, payment processors and gateway providers are removing security certificates, which will disable older versions of Sage 100 legacy software using this legacy encryption method. This means processing this way will not be considered PCI Compliant, and all transactions will stop working eventually.

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